FDIC-Insured - Backed by the full faith and credit of the U.S. Government

High-Yield CDs

Fixed interest rate
$5,000 minimum balance
Bank all in one place
FDIC Insured
We have terms to fit your goals
6 month
3.30
% APY*
3.30% APY*
CTBC

ToThe benefits of a CTBC Online CD accountday's Rates

Low risk

Fixed interest rate

Locked in to earn a fixed rate for a set period of time.

Convenient

Bank all in one place

See all your CTBC accounts from Online and Mobile Banking.

Secure

FDIC Insured

Funds on deposit at CTCB Bank are FDIC-insured up to maximum allowed by law.

See how much your savings could grow

We have terms to fit your goals
6 month
3.30
% APY*

Please enter an amount greater than the minimum deposit amount of $5000.00

$20,000
CTBC

The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar. All APYs are subject to change.

How to open an account?

It's fast, easy and secure.

1

Click "Open Now"

Begin our secure account opening process

2

Enter your information

Including your name, address, date of birth and Social Security Number

3

Transfer Funds

Link to your account at another bank

I'm new to CTBC Bank

I'll provide my information

I have an Online Banking Login

Log in to prefill and save time

We also offer Up to 3.30% APY
Online Savings Account

Online Personal CD Account FAQs

At this time, our online accounts are available exclusively to residents of California, New Jersey, New York, Texas, Nevada, Washington and Arizona.
The minimum account opening balance to open a CTBC Online Personal CD Account is $5,000
• Deposit at a local CTBC branch
• Phone Transfers for existing CTBC Bank customer.
• Send a check by U.S. mail (we don’t accept cash). The check must be payable to you and endorsed with your name and indicate "For Deposit Only to CTBC Bank" and your account number. Mail to:
CTBC Bank – VB Customer Support
56 E. Duarte Rd., Unit 108
Arcadia, CA 91006
Additional deposits cannot be made during the term of any CD. However, once your CD matures, you can deposit additional funds once during the grace period.
Yes. Click here to log into your account. Once logged in, select your CD Account on the “Account Summary” page. Your maturity date will be displayed in the CD account details.
We will send you a notification 30 days before your CD matures. When your CD matures, you may make a deposit or withdrawal and change the term of your CD during the grace period. The grace period lasts for 10 days immediately following the maturity date. Your CD will automatically renew if you don't take any action during the grace period and interest withdrawn on the account will not affect the grace period. Any term change, deposit, or withdrawal of principal during the grace period will end the grace period. In some cases, the Early Withdrawal Penalty may reduce the principal in the CD.
Please refer to the Schedule of Fee provided with the Truth in Savings Disclosures in your Welcome Package or contact Customer Service at 1-888-889-8369.
Once an Account is opened, interest begins to accrue on a deposit on the Business Day we receive your deposit.
Interesting is compounded daily and credited to your account monthly.
Yes. Funds on deposit at CTCB Bank are FDIC-insured up to maximum allowed by law.