Annual Percentage Yield (APY) as of 09/09/2025
Variable-Rate Accounts
Checking Account
Online Personal Checking | ||
Minimum daily balance to obtain APY | Interest Rate | APY |
$0 – 14,999.99 | 0.05% | 0.05% |
$15,000 + | 0.10% | 0.10% |
Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.
$100 minimum opening balance. To receive the APY, account must be opened online. Fees could reduce earnings on the account. Your interest rate and APY may change after the account is opened.
Savings Account
Online Personal Savings | ||
Minimum daily balance to obtain APY | Interest Rate | APY |
$0 – 49,999.99 | 1.78% | 1.80% |
$50,000 + | 3.54% | 3.60% |
Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.
$250 minimum opening balance. To receive the APY, account must be opened online. Fees could reduce earnings on the account. Your interest rate and APY may change after the account is opened.
Fixed-Rate Account
Online Personal CD | |||
Type | Minimum Opening | Interest Rate | APY |
6 Month CDOpen Account | $5,000.00 | 3.73% | 3.80% |
9 Month CDOpen Account | $5,000.00 | 3.44% | 3.50% |
12 Month Promo CDOpen Account | $5,000.00 | 3.73% | 3.80% |
12 Month CDOpen Account | $5,000.00 | 0.40% | 0.40% |
24 Month CDOpen Account | $5,000.00 | 0.50% | 0.50% |
Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions
Minimum opening balance is $5,000. Account is subject to early withdrawal penalty. Fees could reduce earnings on the account. APY is subject to change without notice. To receive the APY, account must be opened online. The APY will be based on the date the CD is funded, which may be different from the application date. Additional terms and conditions may apply. Please see our account disclosures for more details.
