A Growing Need
CTBC Bank recognizes the specialized requirements of fiduciaries, trustees, and estate attorneys. Our tailored banking solutions are designed to support the fiduciary and trust & estate community, offering both financial tools and personalized services
to simplify complex case management.
EXCEPTIONAL
SERVICES
TRUSTED
EXPERTISE
FINANCIAL
TOOLS
We aim to be the preferred banking partner for fiduciaries and legal professionals, enhancing the attorney client relationship through reliable, high value support. With CTBC Bank you gain a collaborative team committed to your success, providing streamlined account management and trusted expertise.
Whether managing client funds, estate settlements, or trust accounts, our goal is to equip you with the necessary resources and support in one place, allowing you to focus on delivering exceptional service to your clients.
Business Partners
CTBC Bank collaborates closely with:
Professional Fiduciaries
Delivering banking solutions
aligned with fiduciary
responsibilities.
Trust and Estate Attorneys
Facilitating seamless financial
management for legal
professionals.
Nonprofit Organizations
Offering specialized accounts
to manage charitable trusts
and endowments.
Family Attorneys
Providing dedicated financial solutions for complex domestic transitions and asset management needs.
Maximum Protection
We partner with IntraFi to
increase FDIC insurance coverage*.
Special Features Designed for Fiduciary and Trust Professionals
CTBC Bank understands the unique challenges faced by fiduciary and trust professionals. Our comprehensive service package supports various administrative roles including administrators, conservators, and trustees, while offering specialized
solutions like Joint Bond Agreement Accounts and dual custody accommodations. We bring extensive expertise in managing court-ordered and blocked accounts, with streamlined processes for out-of-state signers to facilitate efficient account setup.
Our specialized accounts include:
-
Probate, Guardianship, and Special Needs Trusts
-
Blocked Accounts are available by court order
-
VA Federal and Medi-Cal Gift/Stacked Gifting accounts
We enhance your banking experience with:
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Personalized service and tailored financial solutions
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Duplicate statements for co-trustees or attorneys
-
Robust online and mobile banking tools
-
Remote Deposit Capture for efficient fund management
Our simplified account opening procedures save you valuable time, while FDIC insurance protection through our participation in ICS and CDARS® programs provides peace of mind (limits, terms, and conditions apply).
Enhanced Protection through our Partnership with the IntraFi Network
Managing client funds requires absolute confidence. CTBC Bank offers enhanced protection through Insured Cash Sweep (ICS) and CDARS® services to increase FDIC insurance coverage across demand deposit, money market accounts, and CDs – all through a single bank relationship.
Subject Matter Experts
Our team comprises experienced
professionals who understand the nuances
of fiduciary and estate banking. With indepth
knowledge of legal requirements and
financial best practices, we provide
guidance and support tailored to each
client's unique situation.
Simplify Your Banking
Managing fiduciary responsibilities doesn't have to be complicated. CTBC Bank USA offers streamlined processes and user-friendly digital tools to simplify account management, fund disbursement, and reporting. Our improved reporting solutions and efficient account opening process eliminate unnecessary paperwork while ensuring all fiduciary requirements are properly documented.
How the Process Works
1
Consultation
Meet with our specialists to
discuss your specific needs
and objectives.
2
Customized Solutions
We design banking solutions
tailored to your fiduciary or
estate requirements.
3
Account Setup
Fast, user-friendly, remotely driven
online process including
streamlined account opening with
comprehensive reporting system.
4
Ongoing Support
Receive continuous support
and guidance to manage
accounts effectively.
Specialty Banking for Fiduciary and Trust & Estate Team
Our dedicated team is here to provide tailored banking solutions to professional fiduciaries, estate, trust, and probate attorneys, and nonprofit organizations. Please reach out to a team member to discuss Fiduciary and Trust & Estate matters and other specialty banking segments.
*Deposit placement through CDARS® or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount ("SMDIA") at any one destination bank, a depositor's balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS® or ICS satisfies any restrictions on its deposits. A list identifying lntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. lntraFi and ICS are registered service marks, and the lntraFi hexagon and lntraFi logo are service marks, of lntraFi Network LLC.
