Consumer Credit Cards | CTBC Bank

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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

CTBC Consumer
Credit Cards

Build up your credit score and also enjoy the rewards

個人信用卡

建立個人信用分數同時累積紅利點數

个人信用卡

建立个人信用分数同时累积红利点数

Enjoy the following features with all options:

  • Free FICO Score1
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCKTM Email and Text Fraud Alerts
  • Cell Phone Protection2
  • Mobile Payments
  • Travel Accident Insurance3

Rewards Platinum

Unlimited reward points that don’t expire. Earn one point per dollar spent on net purchases and redeem them for merchandise, rental cars, travel and more.

  • 0% Intro APR for 12 months*
  • $0 Annual Fee
  • 1 point/$1 spent

Learn More

Cash Rewards Platinum

Earn 1% cash back on all net purchases. Cash rewards never expire.

  • 0% Intro APR for 12 months*
  • $0 Annual Fee
  • 1%/$1 spent

Learn More

Platinum Edition

No penalty APR*.

  • 0% Into APR for 12 months*
  • $0 Annual Fee

Learn More

Get Started

For specific product information, please contact us.

申請個人信用卡

想了解更多產品詳情,請聯絡我們

申请个人信用卡

想了解更多产品详情,请联系我们

All credit cards are subject to credit approval.

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 15.24% and 25.24%, Platinum Edition APRs are currently between 14.24% and 24.24%, and Cash Rewards Platinum APRs are currently between 18.24% and 28.24%. All APRs are based on creditworthiness. Rates are accurate as of September 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

1. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

2. Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.

3. Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

Personalization Settings

Welcome

We would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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