*Offer only available for accounts opened in-person at a CTBC branch. Promotional Annual Percentage Yield (APY) accurate as of 01/16/2024. Minimum opening balance $25,000. To receive the advertised APY, you must either open a new personal or business checking account with a minimum opening balance of $1,500 or have an existing checking account with CTBC. Accounts are subject to an early withdrawal penalty. Fees could reduce earnings on the account. Minimum opening balance must be in new money and not transferred from any existing CTBC account unless the new money was deposited to an existing account on or after 01/16/2024. Existing CTBC customers qualify to receive the promotional rate on a New CD, if they use new money in an existing account provided the new money was deposited in the account on or after 01/16/2024 and the CD account is opened within 30 days after the new money was deposited. Existing CTBC customers also qualify to receive the promotional rate on a Rollover CD, if they deposit at least $10,000 new money or 10% of the Rollover CD amount, during the grace period. They may use new money in an existing account provided the new money was deposited in the account on or after 01/16/2024 and the CD is opened within 30 days after the new money was deposited. The Bank may cancel the CD promotion at any time without notice. Additional terms and conditions may apply. Please see our account disclosure for more details.
The benefits of a CTBC CD account
Fixed interest rate
Locked in to earn a fixed rate for a set period of time.
Bank all in one place
See all your CTBC accounts from Online and Mobile Banking.
Funds on deposit at CTCB Bank are FDIC-insured up to maximum allowed by law.