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Online Personal

Savings Account

Up to 0.50% APY*

Let our accounts help you achieve your savings goals

  • $250 Minimum Opening Balance 
  • No Account Maintenance Fee
  • Link other bank accounts for transfers
  • FDIC Insured

Open an Account

*Annual Percentage Yield (APY) as of 10/01/2021. APY may change at anytime before or after account is opened. Fees could reduce the earnings on the account.

How to open an account?

It's fast, easy and secure.

 

1

Click Open Now

Begin our secure account opening process

2

Enter your information

Including your name, address, date of birth and Social Security Number

3

Transfer Funds

Link to your account at another bank

Open an Account

 

Got questions?

Contact Us

Online Personal Savings Account FAQs

• What is the minimum account balance to open my account?
The minimum account opening balance to open a CTBC Online Personal Savings Account is $250.00.
• Is there an account maintenance fee?
There is no account maintenance fee.
• Am I required to maintain a minimum balance?
There is no minimum balance requirement.
• How do I make a withdrawal from my Online Personal Savings Account?
• Visit a local CTBC branch
• Online funds transfer between your CTBC accounts
• Send a Wire Transfer (a service charge applies)
• How to add money to my Online Personal Savings Account?
• Visit a local CTBC branch
• Transfer money between your CTBC accounts.
• Use direct deposit to set up your paycheck or Social Security deposit
• Incoming Wire Transfer (a service charge applies)
• Deposit check(s) via CTBC mobile app
• Send a check by U.S. mail (we don’t accept cash). The check must be payable to you and endorsed with your name and indicate "For Deposit Only to CTBC Bank" and your account number. Mail to:
        CTBC Bank – VB Customer Support
        56 E. Duarte Rd. Unit 108
        Arcadia, CA 91006
• How many withdrawals or transfers am I allowed?
The number of certain types of withdrawals and transfers from savings account is limited to a combined total of 6 per calendar month per account. If you exceed these transaction limitations during any calendar month, you will be charge $10 exceed transaction fee per debit. (Please refer to Fee of Schedule). If you exceed these limits on more than an occasional basis, we reserve the right to close your Account.
• What types of transactions count towards the six (6) withdrawals or transfer pre calendar month?

Below are the transactions that count towards the six (6) withdrawals or transfers per calendar month:

• ACH Transfers
• Wire Transfers (a service charge applies)
• Phone Transfers
• Online Transfers
• Transfers to repay loans at CTBC Bank

Note: The number of certain types of withdrawals and transfers from savings account is limited to a combined total of 6 per calendar month per account. If you exceed these transaction limitations during any calendar month, you will be charge $10 exceed transaction fee per debit. (Please refer to Fee of Schedule). If you exceed these limits on more than an occasional basis, we reserve the right to close your Account.

• What fees and services charge are associated with my Online Personal Savings account?
Please refer to the Schedule of Fee provided with the Truth in Savings Disclosures in your Welcome Package or contact Customer Service at 1-888-889-9369.
• How can I enroll to CTBC retail online banking?
Click here to access CTBC retail online banking enrollment page.
• How do I download CTBC Mobile App?
You can download CTBC Bank mobile banking app from Apple App Store or Google Play.
• How do I enroll to eStatement?
Please login to your CTBC retail online banking to update your Electronic statements under profile. If you have any technical questions, please contact Customer Support at 1-888-889-8369.
• What is the CTBC Bank Routing Number?
The CTBC Bank routing number is 1222-10406. It is used for electronic transfers made by ACH (including Direct Deposit) and for domestic wire transfers (from another financial institution within the U.S.).
• Is the Online Personal Savings Account FDIC-insured?
Yes. Funds on deposit at CTBC Bank are FDIC-insured up to maximum allowed by law.

網路個人儲蓄帳戶

最高可達 0.50% APY*

讓我們的儲蓄帳戶幫助您達成儲蓄目標

  • 最低開戶金額 $250
  • 無帳戶管理費
  • 連結其他銀行帳戶轉帳
  • FDIC 保障

立即開戶

*Annual Percentage Yield (APY) as of 10/01/2021. APY 在帳戶開設前後可能改變。手續費可能會減少利息收入。

如何開設網路個人儲蓄帳戶?

我們提供安全、簡單又便捷的數位銀行

1

點擊 "立即開戶"

進入安全加密的線上開戶程序

2

輸入您的個人資訊

提供您的姓名,地址,生日及社安號碼

3

資金轉帳

連結其他銀行帳戶,將資金轉入新帳戶

立即開戶

有任何開戶問題嗎?

聯絡我們

網路個人儲蓄帳戶常見問題

• 開戶的最低金額是多少?
開設中國信託網路個人儲蓄帳戶的最低金額為 $250.00。
• 請問有帳戶管理費嗎?
此帳戶將不收取帳戶管理費。
• 需要維持最低帳戶餘額嗎?
沒有最低帳戶餘額的要求。
• 如何提領/使用帳戶中的存款?
• 可至您最近的分行
• 中國信託銀行網路銀行帳戶內轉帳
• 電匯 (將收取手續費)
• 如何存款至我的網路個人儲蓄帳戶?
• 可至您最近的分行
• 中國信託銀行帳戶內轉帳
• 申請 direct deposit 將您每月薪資或社安金存入您的支票帳戶
• 電匯 (將收取手續費)
• 手機支票存款 中國信託行動銀行
• 郵寄支票 (請勿寄現金) 並在支票背面簽名並填寫 "For Deposit Only to CTBC Bank" 及您的帳戶號碼. 請將支票寄到以下地址:
        CTBC Bank – VB Customer Support
        56 E. Duarte Rd. Unit 108
        Arcadia, CA 91006
• 網路個人儲蓄帳戶交易限制?
儲蓄帳戶某些類型的存款和取款次數限制為每個月每個帳戶總共6次。如果您每月超過這些交易限制次數,您將被收取每筆 10 美元的交易費用。(請參閱Fee of Schedule) 如果您連續超過每月使用限制,我們保留關閉您的帳戶的權利。
• 哪些交易屬於每月6次的交易限制?

以下為每月6次取款或存款的交易類型:
• ACH 轉帳
• 電匯 (將收取手續費)
• 電話轉帳
• 網上轉帳
• 繳付中國信託銀行房屋貸款
注意:從儲蓄帳戶取款和存款的某些交易類型的數量限制為每個帳戶每月總共6次。如果您在任何日曆月中超過這些交易限制,您將被收取每筆10 美元的交易費用。(請參閱Fee of Schedule) 如果您連續超過每月使用限制,我們保留關閉您的帳戶的權利。

• 個人儲蓄帳戶有哪些手續費?
  請參閱開戶歡迎郵件中Schedule of Fee Truth in Savings Disclosures 或致電客服中心 1-888-889-8369。
• 如何註冊網路銀行?
請按這裡至中國信託銀行網路銀行註冊網頁。
• 如何下載中國信託行動銀行App?
您可透過 Apple App Store or Google Play 下在中國信託銀行行動銀行 app。
• 如何註冊電子對帳單?
登入您中國信託網路銀行,並至您的個人資料頁面(Profile)更新您的電子對帳單選項。如果您有任何問題,請致電客服中心 1-888-889-8369。
• 中國信託銀行的路由號碼 (Routing Number)為?
中國信託銀行的路由號碼為 1222-10406. 此號碼可使用在ACH (包含 Direct Deposit) 及美國國內的電匯。
• 請問個人儲蓄帳戶是聯邦存款保險公司所保障的嗎?
中國信託銀行為聯邦存款保險公司的會員,您的存款將會受到保障。

网络个人储蓄账户

最高可达 0.50% APY*

让我们的储蓄账户帮助您达成储蓄目标

  • 最低开户金额 $250
  • 无账户管理费
  • 链接其他银行帐户转账
  • FDIC 保障

立即開戶

*Annual Percentage Yield (APY) as of 10/01/2021. APY 在账户开设前后可能改变。手续费可能会减少利息收入。

如何开设网络个人储蓄账户?

我们提供安全、简单又便捷的数位银行

 

1

点击 "立即开户"

进入安全加密的在线开户程序

2

输入您的个人信息

提供您的姓名,地址,生日及社安号码

3

资金转账

链接其他银行账户,将资金转入新账户

立即开户

有任何开户问题吗?

联络我们

网络个人储蓄账户常见问题

• 开户的最低金额是多少?
开设中国信托网络个人储蓄账户的最低金额为 $250.00。
• 请问有账户管理费吗?
此账户将不收取账户管理费。
• 需要维持最低账户余额吗?
没有最低账户余额的要求。
• 如何提领/使用账户中的存款?
• 可至您最近的分行
• 中国信托银行网络银行账户内转账
• 电汇 (将收取手续费)
• 如何存款至我的网络个人储蓄账户?
• 可至您最近的分行
• 中国信托银行账户内转账
• 申请direct deposit将您每月薪资或社安金存入您的支票账户
• 电汇 (将收取手续费)
• 手机支票存款 中国信托行动银行
• 邮寄支票 (请勿寄现金) 并在支票背面签名并填写 "For Deposit Only to CTBC Bank" 及您的账户号码. 请将支票寄到以下地址:
        CTBC Bank – VB Customer Support
        56 E. Duarte Rd. Unit 108
        Arcadia, CA 91006
• 储蓄账户交易限制?
储蓄账户某些类型的存款和取款次数限制为每个月每个账户总共6次。 如果您每月超过这些交易限制次数,您将被收取每笔10美元的交易费用。(请参阅Fee of Schedule) 如果您连续超过每月使用限制,我们保留关闭您的帐户的权利。
• 哪些交易属于每月6次的交易限制?

以下为每月6次取款或存款的交易类型:
• ACH 转账
• 电汇 (将收取手续费)
• 电话转账
• 网上转账
• 缴付中国信托银行房屋贷款
注意:从储蓄账户取款和存款的某些交易类型的数量限制为每个账户每月总共6次。 如果您在任何日历月中超过这些交易限制,您将被收取每笔10美元的交易费用。(请参阅Fee of Schedule) 如果您连续超过每月使用限制,我们保留关闭您的帐户的权利。

• 网络个人储蓄账户有哪些手续费?
请参阅开户欢迎邮件中 Schedule of Fee Truth in Savings Disclosures 或致电客服中心 1-888-889-8369。
• 如何注册网络银行?
请按这里至中国信托银行网络银行注册网页。
• 如何下载中国信托行动银行App?
您可透过 Apple App Store or Google Play下在中国信托银行行动银行 app。
• 如何注册电子对账单?
登录您中国信托网络银行,并至您的个人数据页面 (Profile) 更新您的电子对账单选项。 如果您有任何问题,请致电客服中心 1-888-889-8369。
• 中国信托银行的路由号码 (Routing Number)为?
中国信托银行的路由号码为 1222-10406. 此号码可使用在ACH(包含 Direct Deposit) 及美国国内的电汇。
• 请问网络个人储蓄账户是联邦存款保险公司所保障的吗?
是的。中国信托银行为联邦存款保险公司的会员,您的存款将会受到保障。

Personalization Settings

Welcome

We would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again

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