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Online CD Account

10-month term

0.70% APY*

Let our accounts help you achieve your savings goals

Open Now

*Annual Percentage Yield (APY) as of 3/18/2022. Minimum opening balance is $5,000. Account is subject to early withdrawal penalty. Fees could reduce earnings on the account. The Bank may cancel the CD promotion at any time without notice. Additional terms and conditions may apply. Please see our account disclosure for more details.

The benefits of a CTCB Online CD account

 

Low risk

Fixed interest rate

Locked in to earn a fixed rate for a set period of time.

Convenient

Bank all in one place

See all your CTBC accounts from Online and Mobile Banking.

Secure

FDIC Insured

Funds on deposit at CTCB Bank are FDIC-insured up to maximum allowed by law.

How to open an account?

It's fast, easy and secure.

 

1

Click "Open Now"

Begin our secure account opening process

2

Enter your information

Including your name, address, date of birth and Social Security Number

3

Transfer Funds

Link to your account at another bank

Open Now

 

We also offer 0.60% APY
Online Savings Account

Learn More

Online Personal CD Account FAQs

• Who will be qualified to open an account?
At this time, our online accounts are available exclusively to residents of California, New Jersey, New York, Texas, Nevada, and Washington over the age of 18.
• What is the minimum account balance to open my account?
The minimum account opening balance to open a CTBC Online Personal CD Account is $5,000.
• How can I fund my Online Personal CD Account?
• Deposit at a local CTBC branch
• Phone Transfers for existing CTBC Bank customer.
• Send a check by U.S. mail (we don’t accept cash). The check must be payable to you and endorsed with your name and indicate "For Deposit Only to CTBC Bank" and your account number. Mail to:
        CTBC Bank – VB Customer Support
        56 E. Duarte Rd. Unit 108
        Arcadia, CA 91006
• Can I make additional deposits to my CD?
Additional deposits cannot be made during the term of any CD. However, once your CD matures, you can deposit additional funds once during the grace period.
• Can I find my CD maturity date online?
Yes. Click here to log into your account. Once logged in, select your CD Account on the “Account Summary” page. Your maturity date will be displayed in the CD account details.
• What happens when my CD matures?

We will send you a notification 30 days before your CD matures. When your CD matures, you may make a deposit or withdrawal and change the term of your CD during the grace period. The grace period lasts for 10 days immediately following the maturity date. Your CD will automatically renew if you don't take any action during the grace period and interest withdrawn on the account will not affect the grace period. Any term change, deposit, or withdrawal of principal during the grace period will end the grace period. In some cases, the Early Withdrawal Penalty may reduce the principal in the CD.

• What fees and services charge are associated with my Online CD account?
Please refer to the Schedule of Fee provided with the Truth in Savings Disclosures in your Welcome Package or contact Customer Service at 1-888-889-9369.
• When will I start earning interest on new Online Personal CD Account?
Once an Account is opened, interest begins to accrue on a deposit on the Business Day we receive your deposit.
• How is interest on my Online Personal CD calculated?
Interesting is compounded daily and credited to your account monthly.
• Is the Online Personal CD Account FDIC-insured?
Yes. Funds on deposit at CTCB Bank are FDIC-insured up to maximum allowed by law.

網路定存帳戶

10個月定存

 0.70% APY*

讓我們的儲蓄帳戶幫助您達成儲蓄目標

立即開戶

*Annual Percentage Yield (APY) as of 3/18/2022。開戶最低金額為$5,000。提前關閉帳⼾將有所罰款,帳⼾⼿續費可能會減少利息所得。本⾏有權終⽌此優惠利率,將不另⾏通知。詳情請參閱帳⼾披露了解更多細節,條款及細則約束。

開設中國信託網路定期存款的好處

 

低風險

固定利率

鎖定在設定的期間內,賺取固定利息。

方便

整合銀行帳戶

透過網路及手機銀行,瀏覽您所有中國信託銀行帳戶。

安全

FDIC 保障

中國信託銀行為聯邦存款保險公司的會員,您的存款將會受到保障。

如何開設網路個人定存帳戶?

我們提供安全、簡單又便捷的數位銀行

1

點擊 "立即開戶"

進入安全加密的線上開戶程序

2

輸入您的個人資訊

提供您的姓名,地址,生日及社安號碼

3

資金轉帳

連結其他銀行帳戶,將資金轉入新帳戶

立即開戶

我們也有 0.60% APY
網路儲蓄帳戶

了解更多

網路個人定存帳戶常見問題

• 誰符合開戶資格?
目前線上開戶只開放給年滿18歲並居住在加州、紐約州、紐澤西州、德州、內華德州及華盛頓州的居民。
• 開戶的最低金額是多少?
開設中國信託網路個人定存帳戶的最低金額為 $5,000.00。
• 如何存款至網路個人定存帳戶?
• 可至您最近的分行
• 電話轉帳 (適用於中國信託銀行既有客戶)
• 郵寄支票 (請勿寄現金) 並在支票背面簽名並填寫 "For Deposit Only to CTBC Bank" 及您的帳戶號碼. 請將支票寄到以下地址:
        CTBC Bank – VB Customer Support
        56 E. Duarte Rd. Unit 108
        Arcadia, CA 91006
• 定存帳戶開戶後,可以存入更多存款嗎?
不可以。任何定存帳戶在帳戶到期期限內,都不能進行額外的存款。但是,當您的定存到期時,您可以在寬限期內增加額外資金。
• 網路銀行有提供定存到期日期嗎?
有的。登入您的網路銀行帳戶。登入後,在Account Summary頁面上選擇您的定存帳戶。您的定存到期日期將顯示在帳戶詳細資訊中。
• 定存帳戶到期?

我們將在您的定存帳戶到期前30天向您發送通知。當您的定存帳戶到期時,您將有10天的寬限期。您可以在寬限期內,選擇新的定存天期、增加存款或提款。如果您在寬限期內未採取任何行動,您的CD將自動續存,提取帳戶內的利息金額將不受寬限期的影響。寬限期內任何定期帳戶變更、存款或提款都將結束寬限期。在某些情況下,提前解約罰款可能會減少帳戶中的本金。

• 定存帳戶將收取那些手續費?
請參閱開戶歡迎郵件中Schedule of Fee Truth in Savings Disclosures 或致電客服中心 1-888-889-8369。
• 定存帳戶利息從何時開始計算?
您的定存帳戶裡將在開戶並收到開戶資金後開始計算。
• 定存帳戶利息是如何計算的?
您的定存利息為每天複利計算,並每月存入您的帳戶中。
• 請問網路個人定存帳戶是聯邦存款保險公司所保障的嗎?
是的。中國信託銀行為聯邦存款保險公司的會員,您的存款將會受到保障。

网络定存账户

10个月定存

0.70% APY*

让我们的储蓄账户帮助您达成储蓄目标

立即開戶

*Annual Percentage Yield (APY) as of 3/18/2022。 开户最低金额为$5,000。 提前关闭账户将有所罚款,账户手续费可能会减少利息所得。 本行有权终止此优惠利率,将不另行通知。 详情请参阅账户披露了解更多细节,条款及细则约束。

开设中国信托网络定期存款的好处

 

低风险

固定利率

锁定在设定的期间内,赚取固定利息。

方便

整合银行账户

透过网络及手机银行,浏览您所有中国信托银行账户。

安全

FDIC 保障

中国信托银行为联邦存款保险公司的会员,您的存款将会受到保障。

如何开设网络定存账户?

我们提供安全、简单又便捷的数位银行

 

1

点击 "立即开户"

进入安全加密的在线开户程序

2

输入您的个人信息

提供您的姓名,地址,生日及社安号码

3

资金转账

链接其他银行账户,将资金转入新账户

立即开户

我们也有 0.60% APY
网络储蓄账户

了解更多

网络个人定存账户常见问题

• 谁符合开户资格?
目前线上开户只开放给年满18岁并居住在加州、纽约州、新泽西州、德州、内华德州及华盛顿州的居民。
• 开户的最低金额是多少?
开设中国信托网络个人定存账户的最低金额为$5,000.00。
• 如何存款至网络个人定存账户?
• 可至您最近的分行
• 电话转账 (适用于中国信托银行既有客户)
• 邮寄支票 (请勿寄现金) 并在支票背面签名并填写 "For Deposit Only to CTBC Bank" 及您的账户号码,请将支票寄到以下地址:
        CTBC Bank – VB Customer Support
        56 E. Duarte Rd. Unit 108
        Arcadia, CA 91006
• 定存账户开户后,可以存入更多存款吗?
不可以。任何定存账户在账户到期期限内,都不能进行额外的存款。但是,当您的定存到期时,您可以在宽限期内增加额外资金。
• 网络银行有提供定存到期日期吗?

有的。 登入您的网络银行帐户。登录后,在Account Summary页面上选择您的定存帐户,您的定存到期日期将显示在账户详细信息中。

• 定存账户到期?

我们将在您的定存账户到期前30天向您发送通知。当您的定存账户到期时,您将有10天的宽限期。您可以在宽限期内,选择新的定存天期、增加存款或提款。如果您在宽限期内未采取任何行动,您的CD将自动续存,提取账户内的利息金额将不受宽限期的影响。宽限期内任何定期账户变更、存款或提款都将结束宽限期。在某些情况下,提前解约罚款可能会减少账户中的本金。

• 定存账户将收取那些手续费?
请参阅开户欢迎邮件中 Schedule of Fee Truth in Savings Disclosures 或致电客服中心 1-888-889-8369。
• 定存账户利息从何时开始计算?
您的定存帐户里将在开户并收到开户资金后开始计算。
• 定存账户利息是如何计算的?
您的定存利息为每天复利计算,并每月存入您的帐户中。
• 请问网络个人定存账户是联邦存款保险公司所保障的吗?
  是的。中国信托银行为联邦存款保险公司的会员,您的存款将会受到保障。

Personalization Settings

Welcome

We would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again

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